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Certificate Rates

Certificate Rates as of: 07/20/10

Term Interest Rate Annual Percentage Yield

Certificate of Deposit Accounts

91 Day 1.00% 1.00%
182 Day 1.10% 1.10%
12 Month 1.40% 1.41%
15 Month 1.50% 1.51%
18 Month 1.60% 1.61%
24 Month 1.90% 1.92%
30 Month 2.00% 2.02%
60 Month 2.70% 2.74%

Certificate Of Deposit accounts require a $1000.00 minimum balance to open and earn the stated APY.

A penalty may be imposed for early withdrawal on all Certificates of Deposit.